Can you walk me through the official hard inquiry removal process because a car dealership pulled my credit without asking last month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you walk me through the official hard inquiry removal process because a car dealership pulled my credit without asking last month?
3 real searches · 1 real-search pass
CFPB unauthorized hard inquiry dispute credit report permissible purpose dealership FCRA officialGoogle ↗
OBSERVED
FTC Fair Credit Reporting Act permissible purpose consumer initiated transaction hard inquiry dispute credit report officialGoogle ↗
OBSERVED
CFPB submit complaint credit reporting company dispute inquiry officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB unauthorized hard inquiry dispute credit report permissible purpose dealership FCRA official Google ↗
FTC Fair Credit Reporting Act permissible purpose consumer initiated transaction hard inquiry dispute credit report official Google ↗
CFPB submit complaint credit reporting company dispute inquiry official Google ↗
- Experian · experian.com
- Equifax · equifax.com
- TransUnion · transunion.com
- AnnualCreditReport.com · annualcreditreport.com
- Experian dispute center · experian.com
- Equifax dispute center · equifax.com
- TransUnion dispute center · transunion.com
- 40 YEARS OF EXPERIENCE WITH THE FAIR CREDIT REPORTING ACT: AN FTC STAFF REPORT WITH SUMMARY OF INTERPRETATIONS (July 2011) · search.ftc.gov
- Who can request to see my credit report? · consumerfinance.gov
- 15 U.S.C. § 1681b: Permissible purposes of consumer reports · uscode.house.gov
- CFPB Official Complaint Portal · consumerfinance.gov
- Credit and consumer reporting complaint notice · consumerfinance.gov
- Credit and consumer reporting complaint notice · consumerfinance.gov
- What if I disagree with the results of my credit report dispute? · consumerfinance.gov
- How do I dispute an error on my credit report? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB unauthorized hard inquiry dispute credit report permissible purpose dealership FCRA official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FTC Fair Credit Reporting Act permissible purpose consumer initiated transaction hard inquiry dispute credit report official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB submit complaint credit reporting company dispute inquiry official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |