Is it better to lock in a mortgage rate today or float it while shopping around between Pennymac and other major lenders?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to lock in a mortgage rate today or float it while shopping around between Pennymac and other major lenders?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
October 31 2026 current 30-year mortgage rates Freddie Mac mortgage rate survey mortgage market outlook Google ↗
PennyMac mortgage rate lock policy float down rate lock extension official Google ↗
CFPB compare mortgage Loan Estimates rate lock points lender fees Google ↗
- Freddie Mac Mortgage Market Survey Archive · freddiemac.com
- 30 Year Fixed Mortgage Rates · mortgagenewsdaily.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 31 2026 current 30-year mortgage rates Freddie Mac mortgage rate survey mortgage market outlook OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
PennyMac mortgage rate lock policy float down rate lock extension official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB compare mortgage Loan Estimates rate lock points lender fees OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |