Real ChatGPT answer · index seedm4mRE0SM5wAcompleteInsurance · home insurancecommercial

How long do insurance companies look at your past claims history when calculating your home insurance rate for a new property

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How long do insurance companies look at your past claims history when calculating your home insurance rate for a new property
2 real searches · 1 real-search pass
homeowners insurance claims history lookback period CLUE report seven years insurers claims historyGoogle ↗
OBSERVEDReason
Hawaii homeowners insurance prior claims lookback period claims history new policyGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
homeowners insurance claims history lookback period CLUE report seven years insurers claims history Google ↗
Hawaii homeowners insurance prior claims lookback period claims history new policy Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
homeowners insurance claims history lookback period CLUE report seven years insurers claims history
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Hawaii homeowners insurance prior claims lookback period claims history new policy
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1