What are the main differences between Upgrade and Prosper when borrowing money to pay off the IRS while raising a family on a tight budget
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the main differences between Upgrade and Prosper when borrowing money to pay off the IRS while raising a family on a tight budget
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Upgrade personal loans rates fees repayment terms official 2026 Google ↗
Prosper personal loans rates fees repayment terms official 2026 Google ↗
IRS payment plan installment agreement interest penalties official 2026 Google ↗
- Personal Loan: Are there any fees? · upgrade.com
- What are loan interest rates? · help.prosper.com
- Personal Loans with low, fixed rates from Upgrade · upgrade.com
- Payment plans; installment agreements · irs.gov
- Payment plans; installment agreements · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upgrade personal loans rates fees repayment terms official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Prosper personal loans rates fees repayment terms official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS payment plan installment agreement interest penalties official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |