How does State Farm calculate rates for smokers applying for a million dollar term life policy today
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does State Farm calculate rates for smokers applying for a million dollar term life policy today
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
State Farm term life insurance smoker tobacco underwriting rates million dollar policy 2026 official Google ↗
State Farm Select Term Life insurance underwriting tobacco nicotine rates factors official Google ↗
- Is Term Life Insurance Right For Your Family? · statefarm.com
- What Determines the Cost of Life Insurance? · statefarm.com
- Term Life Insurance – Get A Quote · statefarm.com
- Select Term · statefarm.com
- Best Life Insurance for Smokers in 2026 · moneygeek.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm term life insurance smoker tobacco underwriting rates million dollar policy 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
State Farm Select Term Life insurance underwriting tobacco nicotine rates factors official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |