I am an independent contractor looking for a disability policy that covers chronic degenerative disc disease without an exclusionary rider from day one.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am an independent contractor looking for a disability policy that covers chronic degenerative disc disease without an exclusionary rider from day one.
2 real searches · 1 real-search pass
individual disability insurance pre-existing condition degenerative disc disease back exclusion rider underwriting alternatives Virginia independent contractorGoogle ↗
OBSERVEDComparison
disability insurance underwriting back pain degenerative disc disease exclusion rider guaranteed issue group association coverageGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance pre-existing condition degenerative disc disease back exclusion rider underwriting alternatives Virginia independent contractor Google ↗
disability insurance underwriting back pain degenerative disc disease exclusion rider guaranteed issue group association coverage Google ↗
- Individual disability insurance · windsorinsurance.com
- Code of Virginia § 38.2-3514.1 (2025) - Preexisting conditions provisions :: 2025 Code of Virginia :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- § 38.2-3432.3. Limitation on preexisting condition exclusion period · law.lis.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance pre-existing condition degenerative disc disease back exclusion rider underwriting alternatives Virginia independent contractor OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
disability insurance underwriting back pain degenerative disc disease exclusion rider guaranteed issue group association coverage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |