How do I calculate debt service coverage ratio accurately for a small duplex loan to make sure the bank will approve my low down payment offer?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate debt service coverage ratio accurately for a small duplex loan to make sure the bank will approve my low down payment offer?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 duplex mortgage underwriting rental income owner occupied Fannie Mae 2-unit rental income calculation 75 percent Google ↗
DSCR loan requirements investment property duplex lender qualifying rental income debt service calculation 2026 Google ↗
- DU Job Aids: Entering Income from Rental Property · singlefamily.fanniemae.com
- General Rental Income Information · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 duplex mortgage underwriting rental income owner occupied Fannie Mae 2-unit rental income calculation 75 percent OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
DSCR loan requirements investment property duplex lender qualifying rental income debt service calculation 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |