What qualifies as a smoker under current life insurance underwriting guidelines for occasional cigar smokers
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What qualifies as a smoker under current life insurance underwriting guidelines for occasional cigar smokers
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
life insurance underwriting occasional cigar smoker classification cigar use non-smoker guidelines 2026 Google ↗
life insurance cigar smoker underwriting cotinine nicotine test occasional cigar use insurer guidelines Google ↗
- Life Insurance for Smokers and Tobacco Users + Current Rates · nerdwallet.com
- Smoker/Non-Smoker Guidelines · docs.crumplifeinsurance.com
- LIFE INSURANCE · totalfinancial.com
- Life Insurance for Smokers (2026): Rates and Tobacco Rules · steelwaterinsurance.com
- Life Insurance for Smokers: What You Need to Know · newyorklife.com
- Tobacco Use: The Ifs, Ands & Butts Of Underwriting · marketing.cpsinsurance.com
- carylevinson.com · carylevinson.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
life insurance underwriting occasional cigar smoker classification cigar use non-smoker guidelines 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
life insurance cigar smoker underwriting cotinine nicotine test occasional cigar use insurer guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |