Real ChatGPT answer · index seedluj93EMBAbYcompleteFinance and banking · checking and savings accountscomparison

Is a high yield savings account like Marcus actually better than a traditional local credit union savings account for a recent college grad with erratic freelance income?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a high yield savings account like Marcus actually better than a traditional local credit union savings account for a recent college grad with erratic freelance income?
3 real searches · 1 real-search pass
Marcus by Goldman Sachs high yield online savings account current APY minimum deposit fees FDIC 2026Google ↗
OBSERVED
credit union savings account average interest rate NCUA insurance savings account rates 2026Google ↗
OBSERVED
freelancer irregular income emergency fund tax savings budgeting guidance quarterly estimated taxes IRSGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Marcus by Goldman Sachs high yield online savings account current APY minimum deposit fees FDIC 2026 Google ↗
credit union savings account average interest rate NCUA insurance savings account rates 2026 Google ↗
freelancer irregular income emergency fund tax savings budgeting guidance quarterly estimated taxes IRS Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus by Goldman Sachs high yield online savings account current APY minimum deposit fees FDIC 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
credit union savings account average interest rate NCUA insurance savings account rates 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
freelancer irregular income emergency fund tax savings budgeting guidance quarterly estimated taxes IRS
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1