Which income-driven repayment plan offers the lowest monthly payment for someone earning sixty thousand dollars with high rent in New York?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which income-driven repayment plan offers the lowest monthly payment for someone earning sixty thousand dollars with high rent in New York?
2 real searches · 1 real-search pass
2026 federal student loan income-driven repayment plans monthly payment formulas SAVE IBR PAYE current status official Department of EducationGoogle ↗
OBSERVEDConsequence
Federal Student Aid income driven repayment plans calculate payment discretionary income poverty guideline family size AGI rent not consideredGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal student loan income-driven repayment plans monthly payment formulas SAVE IBR PAYE current status official Department of Education Google ↗
Federal Student Aid income driven repayment plans calculate payment discretionary income poverty guideline family size AGI rent not considered Google ↗
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
- [node:title] · studentaid.gov
- Repayment Assistance Plan (RAP) · edfinancial.studentaid.gov
- Federal Student Aid Loan Simulator · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal student loan income-driven repayment plans monthly payment formulas SAVE IBR PAYE current status official Department of Education OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Federal Student Aid income driven repayment plans calculate payment discretionary income poverty guideline family size AGI rent not considered OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |