How do banks handle the liability of an authorized user who exceeds the custom spending limit I configured through the mobile app?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do banks handle the liability of an authorized user who exceeds the custom spending limit I configured through the mobile app?
1 real search · 1 real-search pass
credit card authorized user liability primary cardholder spending limit issuer app custom limit legal responsibility CFPBGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
credit card authorized user liability primary cardholder spending limit issuer app custom limit legal responsibility CFPB Google ↗
- § 1026.12 Special credit card provisions. · consumerfinance.gov
- Official Staff Commentary on Regulation Z · federalreserve.gov
- Setting a Spending Limit for Authorized Users · chase.com
- Authorized users for the Robinhood Gold Card · robinhood.com