Can I switch my small business health insurance provider during a special enrollment period if my current carrier raises rates too high?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can I switch my small business health insurance provider during a special enrollment period if my current carrier raises rates too high?
3 real searches · 1 real-search pass
Texas small employer group health insurance change carrier mid year rate increase special enrollment period rules 2026Google ↗
OBSERVEDConsequence
CMS small group health insurance guaranteed availability employer change plans midyear special enrollment period rate increaseGoogle ↗
OBSERVEDConsequence
Healthcare.gov small business health insurance change plans renewal switch insurance company SEP rate increaseGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Texas small employer group health insurance change carrier mid year rate increase special enrollment period rules 2026 Google ↗
CMS small group health insurance guaranteed availability employer change plans midyear special enrollment period rate increase Google ↗
Healthcare.gov small business health insurance change plans renewal switch insurance company SEP rate increase Google ↗
- 45 CFR § 146.150 - Guaranteed availability of coverage for employers in the small group market. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- 45 CFR § 147.104 - Guaranteed availability of coverage. | Electronic Code of Federal Regulations (e-CFR) | US Law · ec2-174-129-226-102.compute-1.amazonaws.com
- INSURANCE CODE CHAPTER 1501. HEALTH INSURANCE PORTABILITY AND AVAILABILITY ACT · tcss.legis.texas.gov
- Texas Insurance Code Section 1501.216 (2025) - Premium Rates: Notice of Increase :: 2025 Texas Statutes :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Renew, change, update, or cancel your plan · healthcare.gov
- Changing plans— what you need to know · healthcare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas small employer group health insurance change carrier mid year rate increase special enrollment period rules 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CMS small group health insurance guaranteed availability employer change plans midyear special enrollment period rate increase OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Healthcare.gov small business health insurance change plans renewal switch insurance company SEP rate increase OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |