How do underwriters define total disability versus residual disability when evaluating a business owner who works reduced hours from home?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do underwriters define total disability versus residual disability when evaluating a business owner who works reduced hours from home?
2 real searches · 1 real-search pass
individual disability insurance total disability residual disability definitions business owner working part time at home policy languageGoogle ↗
OBSERVEDDefinition
disability insurance residual disability business owner income loss duties hours worked total disability own occupation insurer explanationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance total disability residual disability definitions business owner working part time at home policy language Google ↗
disability insurance residual disability business owner income loss duties hours worked total disability own occupation insurer explanation Google ↗
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
- Individual Disability Income Buy Sell Insurance Policy Standards · insurancecompact.org
- Evaluating a disability policy · ama-assn.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance total disability residual disability definitions business owner working part time at home policy language OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
disability insurance residual disability business owner income loss duties hours worked total disability own occupation insurer explanation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |