Compare how USAA and Allstate evaluate depreciation on architectural shingles during a total loss claim adjustment.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare how USAA and Allstate evaluate depreciation on architectural shingles during a total loss claim adjustment.
3 real searches · 1 real-search pass
USAA homeowners roof replacement cost depreciation actual cash value architectural shingles total loss claim depreciation methodologyGoogle ↗
OBSERVEDReason
Allstate homeowners roof depreciation actual cash value replacement cost recoverable depreciation shingles claim adjustmentGoogle ↗
OBSERVEDReason
Texas homeowners insurance roof depreciation actual cash value replacement cost law depreciation labor materials roof claimsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
USAA homeowners roof replacement cost depreciation actual cash value architectural shingles total loss claim depreciation methodology Google ↗
Allstate homeowners roof depreciation actual cash value replacement cost recoverable depreciation shingles claim adjustment Google ↗
Texas homeowners insurance roof depreciation actual cash value replacement cost law depreciation labor materials roof claims Google ↗
- Homeowners Insurance Claims FAQs · usaa.com
- Claim Summary v1 · allstate.com
- Claims Frequently Asked Questions| Allstate Insurance · allstate.com
- Contractor Guide · allstate.com
- Home policies: Replacement cost or actual cash value? · tdi.texas.gov
- Insurance and your roof: What to know when buying a policy or filing a claim · tdi.texas.gov
- Home insurance guide · tdi.texas.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
USAA homeowners roof replacement cost depreciation actual cash value architectural shingles total loss claim depreciation methodology OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Allstate homeowners roof depreciation actual cash value replacement cost recoverable depreciation shingles claim adjustment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Texas homeowners insurance roof depreciation actual cash value replacement cost law depreciation labor materials roof claims OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |