How does keeping an unused credit card open affect the credit utilization ratio for a parent trying to keep a high score
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does keeping an unused credit card open affect the credit utilization ratio for a parent trying to keep a high score
1 real search · 1 real-search pass
FICO credit utilization closing unused credit card available credit account age official guidanceGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO credit utilization closing unused credit card available credit account age official guidance Google ↗
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev
- How to Decide Whether It's Time to Close a Credit Card · myfico.com
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com