Real ChatGPT answer · index seedljoSIGNbJy4completeInsurance · insurance claimsinformational

Will my car insurance rates go up after a rear end collision even if the other driver was clearly at fault?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Will my car insurance rates go up after a rear end collision even if the other driver was clearly at fault?
2 real searches · 1 real-search pass
Indiana law auto insurance rate increase not at fault accident surcharge consumer insurance departmentGoogle ↗
OBSERVEDConsequence
Indiana Department of Insurance auto insurance accident not at fault premium increase claimGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Indiana law auto insurance rate increase not at fault accident surcharge consumer insurance department Google ↗
Indiana Department of Insurance auto insurance accident not at fault premium increase claim Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Indiana law auto insurance rate increase not at fault accident surcharge consumer insurance department
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Indiana Department of Insurance auto insurance accident not at fault premium increase claim
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1