What are the typical annual premium ranges for umbrella policies in high lawsuit risk states for middle class homeowners
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the typical annual premium ranges for umbrella policies in high lawsuit risk states for middle class homeowners
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
personal umbrella insurance cost by coverage limit annual premium 2026 high litigation states Google ↗
personal umbrella insurance average annual cost 1 million 2 million 5 million 2026 high liability states Google ↗
- Umbrella Policy: What It Is, How It Works, and Who Needs It · insurify.com
- How Much Does Umbrella Insurance Cost · mercuryinsurance.com
- What Is Umbrella Insurance? · wsj.com
- Personal Liability Insurance: Coverage Options, Cost, and Umbrella Protection · coveragecat.com
- What Is Umbrella Insurance and How Much Does Umbrella Coverage Cost? · bankrate.com
- Cost of Personal Umbrella Insurance · allstate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
personal umbrella insurance cost by coverage limit annual premium 2026 high litigation states OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
personal umbrella insurance average annual cost 1 million 2 million 5 million 2026 high liability states OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |