Real ChatGPT answer · index seedljBd58xax0IcompleteFinance and banking · credit scores and repairinformational
Is it true that keeping my credit card utilization under ten percent is better than paying the balance off completely before the statement closing date?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it true that keeping my credit card utilization under ten percent is better than paying the balance off completely before the statement closing date?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO official credit utilization zero balance reported statement closing date utilization under 10 percent OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Experian credit utilization 0% versus 1% statement closing date OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |