Real ChatGPT answer · index seedlbc3jGY5XGUcompleteFinance and banking · checking and savings accountscommercial

What is the safest way to transfer my retirement savings into a new high yield account without running into wire transfer limits or fraud blocks

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the safest way to transfer my retirement savings into a new high yield account without running into wire transfer limits or fraud blocks
2 real searches · 1 real-search pass
IRS IRA trustee-to-trustee transfer direct rollover 401k tax withholding official guidanceGoogle ↗
OBSERVEDReason
FDIC deposit insurance coverage ownership categories official high yield savings accountGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS IRA trustee-to-trustee transfer direct rollover 401k tax withholding official guidance Google ↗
FDIC deposit insurance coverage ownership categories official high yield savings account Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS IRA trustee-to-trustee transfer direct rollover 401k tax withholding official guidance
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
FDIC deposit insurance coverage ownership categories official high yield savings account
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1