Real ChatGPT answer · index seedlb2fZNdt5EscompleteParenting and family · family financesinformational
What percentage of my credit utilization ratio should I maintain to maximize my credit score before buying a family car?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What percentage of my credit utilization ratio should I maintain to maximize my credit score before buying a family car?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO credit utilization ratio below 10% credit score official guidance Google ↗
Experian credit utilization 10% 30% credit score auto loan preparing credit Google ↗
- How do I get and keep a good credit score? · consumerfinance.gov
- How FICO scores look at credit card limits · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit utilization ratio below 10% credit score official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Experian credit utilization 10% 30% credit score auto loan preparing credit OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |