Can a parent co-sign my mortgage loan in Tennessee, and how does that affect interest rates and our pre-approval requirements?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a parent co-sign my mortgage loan in Tennessee, and how does that affect interest rates and our pre-approval requirements?
4 real searches · 1 real-search pass
Tennessee mortgage non-occupant co-borrower FHA Fannie Mae Freddie Mac requirements 2026Google ↗
OBSERVEDConsequence
Fannie Mae non-occupant borrower credit score debt-to-income mortgage pricing co-borrower officialGoogle ↗
OBSERVEDComparison
Freddie Mac non-occupying borrower mortgage requirements officialGoogle ↗
OBSERVEDReason
CFPB mortgage co-signer co-borrower responsibility credit mortgage ratesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Tennessee mortgage non-occupant co-borrower FHA Fannie Mae Freddie Mac requirements 2026 Google ↗
Fannie Mae non-occupant borrower credit score debt-to-income mortgage pricing co-borrower official Google ↗
Freddie Mac non-occupying borrower mortgage requirements official Google ↗
CFPB mortgage co-signer co-borrower responsibility credit mortgage rates Google ↗
- Determining the Credit Score for a Mortgage Loan · selling-guide.fanniemae.com
- Guarantors, Co-Signers, or Non-Occupant Borrowers on the Subject Transaction · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- General Borrower Eligibility Requirements · guide-selling.fanniemae.com
- Tennessee Housing Development Agency » Down Payment Assistance · thda.org
- Tennessee Housing Development Agency » FAQ · thda.org
- | Originating Agents Guide · thda.org
- Tennessee Housing Development Agency » Lenders · thda.org
- mortgage co-signer guidance · consumerfinance.gov
- Cosigning a Loan FAQs · consumer.ftc.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Tennessee mortgage non-occupant co-borrower FHA Fannie Mae Freddie Mac requirements 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fannie Mae non-occupant borrower credit score debt-to-income mortgage pricing co-borrower official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Freddie Mac non-occupying borrower mortgage requirements official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB mortgage co-signer co-borrower responsibility credit mortgage rates OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |