Real ChatGPT answer · index seedlZPMMRvhNsgcompleteFinance and banking · investing and brokeragescommercial
What are the hidden fees I should watch out for when transferring an old forty one K rollover into a new brokerage account today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden fees I should watch out for when transferring an old forty one K rollover into a new brokerage account today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 IRS rollover 401(k) to IRA direct rollover withholding 20% 60-day rule fees brokerage transfer ACATS Google ↗
Fidelity Schwab Vanguard IRA rollover fees account transfer fee official Google ↗
- Rollovers of retirement plan and IRA distributions · irs.gov
- Topic no. 413, Rollovers from retirement plans · irs.gov
- Rollover fee and process information · fidelity.com
- Schwab IRA information · schwab.com
- Vanguard IRA information · investor.vanguard.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 IRS rollover 401(k) to IRA direct rollover withholding 20% 60-day rule fees brokerage transfer ACATS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fidelity Schwab Vanguard IRA rollover fees account transfer fee official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |