Are smoker life insurance rates significantly higher for e cigarette and vape users compared to traditional cigarette smokers in the current market?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are smoker life insurance rates significantly higher for e cigarette and vape users compared to traditional cigarette smokers in the current market?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 current US life insurance underwriting rates e-cigarette vaping users tobacco smoker classification insurers guidelines Google ↗
life insurance vaping e-cigarette non-tobacco rates underwriting 2026 insurers Google ↗
- Life Insurance for Smokers and Tobacco Users + Current Rates · nerdwallet.com
- Life Insurance for Vapers · policygenius.com
- Vaping and Life Insurance: What You Should Know · moneygeek.com
- Individual underwriting · securian.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current US life insurance underwriting rates e-cigarette vaping users tobacco smoker classification insurers guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
life insurance vaping e-cigarette non-tobacco rates underwriting 2026 insurers OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |