Real ChatGPT answer · index seedlX8civY6yuccompleteFinance and banking · personal loanshowto

How does a lender evaluate my debt to income ratio if I am self employed part time while also working a W2 job to support our kids?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does a lender evaluate my debt to income ratio if I am self employed part time while also working a W2 job to support our kids?
2 real searches · 1 real-search pass
Fannie Mae selling guide part-time self employment income qualifying income two years tax returns DTI W-2 employmentGoogle ↗
OBSERVED
Freddie Mac guide self-employed income part-time employment history qualifying income mortgageGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Fannie Mae selling guide part-time self employment income qualifying income two years tax returns DTI W-2 employment Google ↗
Freddie Mac guide self-employed income part-time employment history qualifying income mortgage Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae selling guide part-time self employment income qualifying income two years tax returns DTI W-2 employment
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Freddie Mac guide self-employed income part-time employment history qualifying income mortgage
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1