Real ChatGPT answer · index seedlQwmEOrngFccompleteCareers and HR · layoffs and severancecomparison

How do COBRA insurance premiums compare in cost to short term health plans when you have zero income after a layoff?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do COBRA insurance premiums compare in cost to short term health plans when you have zero income after a layoff?
3 real searches · 1 real-search pass
2026 COBRA premium 102 percent employer group health plan Department of Labor continuation coverageGoogle ↗
OBSERVEDConsequence
Pennsylvania short term limited duration health insurance availability rules 2026 officialGoogle ↗
OBSERVEDOther / navigational
Pennsylvania Medicaid income eligibility zero income adult 2026 Pennie loss of coverage special enrollment subsidy unemployment incomeGoogle ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequence33%ReasonDefinitionInstructionYes / no33%

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 COBRA premium 102 percent employer group health plan Department of Labor continuation coverage Google ↗
Pennsylvania short term limited duration health insurance availability rules 2026 official Google ↗
Pennsylvania Medicaid income eligibility zero income adult 2026 Pennie loss of coverage special enrollment subsidy unemployment income Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 COBRA premium 102 percent employer group health plan Department of Labor continuation coverage
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Pennsylvania short term limited duration health insurance availability rules 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Pennsylvania Medicaid income eligibility zero income adult 2026 Pennie loss of coverage special enrollment subsidy unemployment income
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1