Real ChatGPT answer + Gemini simulation · index seedlQrnDN7p3PUcompleteAI OverviewReal estate · buying a homecommercial
We need a reliable closing costs breakdown sheet for Pennsylvania so we are not surprised by any transfer taxes or attorney fees at the settlement table.
ChatGPTgpt-6Geminigemini-3.5-flash-lite3 passes + 1 real-search35 queries10/30/2026
Download run
Gemini unique queries
33
2 in ≥ half the passes · stability 36%
ChatGPT real searches predicted
0%
0 of 2 matched the simulation
Fan-out diagram
Seed → topic clusters → sub-queries, per model.
SEED QUERY
We need a reliable closing costs breakdown sheet for Pennsylvania so we are not surprised by any transfer taxes or attorney fees at the settlement table.
33 unique queries · 3 passes
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence. 33 queries are still being classified.
What the models actually searched
Each model answered the query with its own web search. These are the searches it ran, matched to the closest simulated query.
ChatGPT2 real searches · gpt-60% predicted
Pennsylvania realty transfer tax state rate 1 percent local county municipality official Department of Revenue 2026 Google ↗
Pennsylvania real estate closing costs attorney fees title insurance settlement buyer seller transfer tax official guidance Google ↗
- Realty Transfer Tax | Department of Revenue · pa.gov
- Transfer Taxes · delcopa.gov
- Transfer Tax · buckscounty.gov
- Realty Transfer Taxes · alleghenycounty.us
- Pennsylvania Code, Subchapter F, Section 91.111 - Imposition of tax on documents | Pennsylvania Code · regulations.justia.com
- 49 Pa. Code § 35.334. Statements of estimated cost and return. · pacodeandbulletin.gov
- Pennsylvania Code, , Section 35.334 - Statements of estimated cost and return | Pennsylvania Code · regulations.justia.com
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · click a topic to focus it · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
33 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
pennsylvania closing costs breakdown sheet REFORMULATION | Google ↗ AI Mode ↗ | Find a structured document or sheet outlining all standard closing costs in Pennsylvania. | — | pdf_whitepaper | closing disclosure and settlement docum… | 3x of 3 | |
pa real estate transfer tax rates by county RELATED | Google ↗ AI Mode ↗ | Understand how transfer taxes vary across different counties in Pennsylvania. | — | comparison_table | pennsylvania transfer tax rates | 2x of 3 | |
pa real estate transfer tax rates by municipality ENTITY EXPANSION | Google ↗ AI Mode ↗ | Determine the exact state and local transfer tax percentages applied during home sales in Pennsylvania. | — | web_article | pennsylvania transfer tax rates | 1x of 3 | |
what attorney fees to expect at closing in pa RELATED | Google ↗ AI Mode ↗ | Understand the typical legal fees charged by settlement attorneys or title companies in Pennsylvania. | — | faq_page | attorney and standard lender fees | 1x of 3 | |
who pays transfer tax in pa buyer or seller IMPLICIT | Google ↗ AI Mode ↗ | Determine the responsibility for paying transfer taxes during a Pennsylvania real estate transaction. | — | faq_page | pennsylvania transfer tax rates | 1x of 3 | |
average attorney fees for closing house in pa RELATED | Google ↗ AI Mode ↗ | Understand the typical costs associated with hiring a real estate attorney for settlement in Pennsylvania. | — | faq_page | attorney and standard lender fees | 1x of 3 | |
how are closing costs split between buyer and seller in pennsylvania IMPLICIT | Google ↗ AI Mode ↗ | Find out customary practices for who pays specific closing fees in a PA real estate transaction. | — | web_article | buyer versus seller cost splitting | 1x of 3 | |
who pays what closing costs buyer vs seller pennsylvania COMPARATIVE | Google ↗ AI Mode ↗ | Compare customary responsibilities for closing costs between buyers and sellers in Pennsylvania. | — | comparison_table | buyer versus seller cost splitting | 1x of 3 | |
average attorney fees for real estate closing in pennsylvania ENTITY EXPANSION | Google ↗ AI Mode ↗ | Find typical attorney fee amounts associated with home settlements in Pennsylvania. | — | web_article | attorney and standard lender fees | 1x of 3 | |
pennsylvania closing costs calculator RELATED | Google ↗ AI Mode ↗ | Calculate estimated closing expenses based on a specific home purchase price in Pennsylvania. | — | calculator/tool | pennsylvania closing cost calculator | 1x of 3 | |
pennsylvania home buyer closing cost calculator RELATED | Google ↗ AI Mode ↗ | Use an interactive tool to estimate total closing costs based on a specific home purchase price in PA. | — | calculator/tool | pennsylvania closing cost calculator | 1x of 3 | |
what documents are needed at real estate settlement pa IMPLICIT | Google ↗ AI Mode ↗ | Prepare for the closing table by knowing what paperwork and identification to bring. | — | checklist | closing disclosure and settlement docum… | 1x of 3 | |
pa transfer tax buyer vs seller responsibility COMPARATIVE | Google ↗ AI Mode ↗ | Compare who is legally required to pay the state and local transfer taxes in PA. | — | comparison_table | pennsylvania transfer tax rates | 1x of 3 | |
pa closing costs buyer vs seller comparison COMPARATIVE | Google ↗ AI Mode ↗ | Compare which specific closing costs are paid by the buyer versus the seller in Pennsylvania. | — | comparison_table | buyer versus seller cost splitting | 1x of 3 | |
first time home buyer closing cost assistance pennsylvania PERSONALIZED | Google ↗ AI Mode ↗ | Discover programs or grants available in PA to help cover closing costs and transfer taxes. | — | buyers_guide | first time home buyer assistance | 1x of 3 | |
avoiding surprises at real estate closing table tips PERSONALIZED | Google ↗ AI Mode ↗ | Learn strategies to review the Closing Disclosure early and prevent last-minute fee additions. | — | how_to_steps | avoiding hidden closing costs | 1x of 3 | |
first time home buyer closing cost assistance programs pa PERSONALIZED | Google ↗ AI Mode ↗ | Discover grants or assistance programs that help cover closing costs for PA buyers. | — | buyers_guide | first time home buyer assistance | 1x of 3 | |
estimate closing costs pa calculator REFORMULATION | Google ↗ AI Mode ↗ | Use an interactive tool to calculate estimated closing costs based on a specific home purchase price in Pennsylvania. | — | calculator/tool | pennsylvania closing cost calculator | 1x of 3 | |
standard lender fees in pa mortgage closing ENTITY EXPANSION | Google ↗ AI Mode ↗ | Identify origination fees, appraisal fees, and other lender charges common in Pennsylvania mortgages. | — | product_spec_sheet | attorney and standard lender fees | 1x of 3 | |
what fees are included in a settlement statement closing disclosure pa REFORMULATION | Google ↗ AI Mode ↗ | Understand the line items on a standard Closing Disclosure or settlement statement in PA. | — | how_to_steps | closing disclosure and settlement docum… | 1x of 3 | |
pa transfer tax split between buyer and seller RELATED | Google ↗ AI Mode ↗ | Find out how the 1 percent state transfer tax and local taxes are divided at closing in Pennsylvania. | — | web_article | pennsylvania transfer tax rates | 1x of 3 | |
pennsylvania title insurance fees schedule ENTITY EXPANSION | Google ↗ AI Mode ↗ | Find out how title search and title insurance policy costs are regulated and priced in Pennsylvania. | — | pdf_whitepaper | title insurance and recording fees | 1x of 3 | |
pennsylvania real estate closing checklist RELATED | Google ↗ AI Mode ↗ | Get a checklist of documents, fees, and steps leading up to the Pennsylvania closing table. | — | checklist | closing disclosure and settlement docum… | 1x of 3 | |
title insurance fees pennsylvania promulgated rates ENTITY EXPANSION | Google ↗ AI Mode ↗ | Understand how title insurance search and policy fees are regulated and calculated in PA. | — | web_article | title insurance and recording fees | 1x of 3 | |
closing disclosure vs estimate sheet differences pa COMPARATIVE | Google ↗ AI Mode ↗ | Compare the initial Loan Estimate with the final Closing Disclosure to spot fee increases. | — | comparison_table | closing disclosure and settlement docum… | 1x of 3 | |
recording fees and title insurance costs pennsylvania ENTITY EXPANSION | Google ↗ AI Mode ↗ | Find specific pricing for title insurance premiums and government recording fees in PA. | — | pricing_page | title insurance and recording fees | 1x of 3 | |
closing costs cash to close difference pennsylvania COMPARATIVE | Google ↗ AI Mode ↗ | Clarify the distinction between estimated closing costs and the final cash needed to close on the closing disclosure. | — | glossary/definition | avoiding hidden closing costs | 1x of 3 | |
what fees are negotiable at closing in pennsylvania RELATED | Google ↗ AI Mode ↗ | Discover which closing fees can be shopped around or negotiated to reduce settlement costs. | — | buyers_guide | attorney and standard lender fees | 1x of 3 | |
common hidden closing costs in pa real estate IMPLICIT | Google ↗ AI Mode ↗ | Identify unexpected or overlooked fees that might pop up during a Pennsylvania home closing. | — | web_article | avoiding hidden closing costs | 1x of 3 | |
how to read closing disclosure form trid RELATED | Google ↗ AI Mode ↗ | Learn how to review the official closing disclosure form provided before settlement. | — | how_to_steps | closing disclosure and settlement docum… | 1x of 3 | |
settlement fee vs attorney fee real estate pa COMPARATIVE | Google ↗ AI Mode ↗ | Understand the difference between settlement agent fees and legal representation fees in PA. | — | glossary/definition | attorney and standard lender fees | 1x of 3 | |
hidden fees at closing real estate pennsylvania IMPLICIT | Google ↗ AI Mode ↗ | Identify less obvious settlement fees such as recording fees, HOA transfer fees, and courier charges in PA. | — | faq_page | avoiding hidden closing costs | 1x of 3 | |
pa settlement sheet line items explained REFORMULATION | Google ↗ AI Mode ↗ | Get a clear glossary definition of every unfamiliar acronym and line item on a Pennsylvania HUD-1 or Closing Disclosure form. | — | glossary/definition | closing disclosure and settlement docum… | 1x of 3 |
Passes
Does another pass still surface new queries? A flattening curve means the fan-out has stabilised.
Geminix = pass, y = cumulative unique queries
| Model | Pass | Target | Generated | Seconds | Tokens (in / out) | Notes |
|---|---|---|---|---|---|---|
| gemini-3.5-flash-lite | 1 | 12 | 12 | — | 927 / 1,460 | |
| gemini-3.5-flash-lite | 2 | 12 | 12 | — | 927 / 1,406 | |
| gemini-3.5-flash-lite | 3 | 12 | 12 | — | 927 / 1,493 |