Real ChatGPT answer · index seedlOI64yDGDC4completeFinance and banking · retirement accountscomparison
If I execute an in-kind rollover of an old employer 401k containing both pre-tax and Roth sub-accounts into Schwab, how are the cost bases tracked and transferred?
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The searches the AI actually ran for this prompt.
SEED QUERY
If I execute an in-kind rollover of an old employer 401k containing both pre-tax and Roth sub-accounts into Schwab, how are the cost bases tracked and transferred?
2 real searches · 1 real-search pass
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ChatGPT2 real searches · gpt-6
IRS rollover designated Roth account to Roth IRA contribution basis five year period cost basis pre-tax 401k rollover traditional IRA Google ↗
Charles Schwab rollover 401k in kind transfer cost basis retirement plan Roth 401k IRA Google ↗
- Frequently Asked Questions - Asset Transfer · schwab.com
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Retirement plans FAQs on designated Roth accounts · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Transfer Your Account to Schwab · content.schwab.com
- Rollover IRA · schwab.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS rollover designated Roth account to Roth IRA contribution basis five year period cost basis pre-tax 401k rollover traditional IRA OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Charles Schwab rollover 401k in kind transfer cost basis retirement plan Roth 401k IRA OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |