Why does my mortgage payoff quote look higher than my remaining principal balance and how do I verify it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why does my mortgage payoff quote look higher than my remaining principal balance and how do I verify it?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB mortgage payoff statement request 7 business days payoff amount verify fees daily interest Google ↗
eCFR 12 CFR 1026.36(c)(3) payoff statement seven business days mortgage Google ↗
- § 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling. · consumerfinance.gov
- Your mortgage servicer must comply with federal rules · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB mortgage payoff statement request 7 business days payoff amount verify fees daily interest OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
eCFR 12 CFR 1026.36(c)(3) payoff statement seven business days mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |