Real ChatGPT answer · index seedlG33vSbHzXwcompleteFinance and banking · checking and savings accountscomparison
Is SoFi checking and savings better than Capital One 360 for someone who has no idea what they are doing and just wants good interest without monthly fees
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is SoFi checking and savings better than Capital One 360 for someone who has no idea what they are doing and just wants good interest without monthly fees
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
SoFi checking savings APY monthly fees direct deposit requirements October 2026 official Google ↗
Capital One 360 checking performance savings APY monthly fees October 2026 official Google ↗
- Compare Checking and Savings Accounts Online · capitalone.com
- Online Checking Account | No-Fee 360 Checking · capitalone.com
- “Best Online Bank of 2026” Award Winner · sofi.com
- Switching to SoFi Checking and Savings Accounts: What Changes and What Stays the Same? · support.sofi.com
- SoFi vs Capital One 360: HYSA Rates Compared · clearvaluelending.com
- Capital One 360 Bank Review 2026: Checking, Savings and CDs · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi checking savings APY monthly fees direct deposit requirements October 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Capital One 360 checking performance savings APY monthly fees October 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |