Real ChatGPT answer · index seedlCA4ayfwDw0completeFinance and banking · credit scores and repairhowto
We want to remove my mother-in-law from a joint personal loan that is dragging down my credit utilization ratio, so what is the proper procedure to request this from our bank?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We want to remove my mother-in-law from a joint personal loan that is dragging down my credit utilization ratio, so what is the proper procedure to request this from our bank?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB co-borrower remove name personal loan refinance co-signer release lender approval Google ↗
Experian personal loan credit utilization installment loan credit utilization ratio revolving accounts Google ↗
- Cosigning a Loan FAQs · consumer.ftc.gov
- I want more information about how to obtain a release of my co-signer. · files.consumerfinance.gov
- Find an Answer · mycreditunion.gov
- Does Credit Utilization Include All Credit Cards? · experian.com
- Understanding FICO Scores · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB co-borrower remove name personal loan refinance co-signer release lender approval OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian personal loan credit utilization installment loan credit utilization ratio revolving accounts OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |