Real ChatGPT answer · index seedlA9Xm0YQxUIcompleteFinance and banking · retirement accountsbrand

My wife and I are trying to decide if we should do a Roth conversion now before our kids go to college

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My wife and I are trying to decide if we should do a Roth conversion now before our kids go to college
2 real searches · 1 real-search pass
FAFSA Roth conversion taxable income income protection allowance prior-prior year FAFSA retirement account conversion 2026 2027Google ↗
OBSERVEDReason
IRS Roth conversion taxable income traditional IRA conversion 2026 tax rulesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
FAFSA Roth conversion taxable income income protection allowance prior-prior year FAFSA retirement account conversion 2026 2027 Google ↗
IRS Roth conversion taxable income traditional IRA conversion 2026 tax rules Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FAFSA Roth conversion taxable income income protection allowance prior-prior year FAFSA retirement account conversion 2026 2027
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS Roth conversion taxable income traditional IRA conversion 2026 tax rules
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1