We are trying to decide whether to max out our dependent care FSA or just pay out of pocket as we go to avoid losing unspent funds at the end of the year
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We are trying to decide whether to max out our dependent care FSA or just pay out of pocket as we go to avoid losing unspent funds at the end of the year
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 dependent care FSA contribution limit employer dependent care benefits exclusion 2026 Google ↗
IRS Publication 503 dependent care benefits FSA tax credit coordination grace period use it or lose it Google ↗
- Publication 15-B (2026), Employer’s Tax Guide to Fringe Benefits · irs.gov
- 26 U.S.C. § 129: Dependent care assistance programs · uscode.house.gov
- Child and Dependent Care Credit information · irs.gov
- FAQs · fsafeds.gov
- What is the IRS rule on carry over? · opm.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 dependent care FSA contribution limit employer dependent care benefits exclusion 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Publication 503 dependent care benefits FSA tax credit coordination grace period use it or lose it OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |