Real ChatGPT answer · index seedl7nmMCtqUA0completeFinance and banking · checking and savings accountscommercial
I am seventy years old and want to understand if putting twenty thousand dollars into a five year CD is a smart financial move
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am seventy years old and want to understand if putting twenty thousand dollars into a five year CD is a smart financial move
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 five year CD rates best rates FDIC insured early withdrawal penalty official Google ↗
FDIC deposit insurance standard maximum 250000 per depositor per insured bank ownership category Google ↗
- Best 5-Year CD Rates for October 2026 · bankrate.com
- Best 5-Year CD Rates of October 2026: Up to 5.00% · cnbc.com
- Deposit Insurance FAQs · fdic.gov
- Your Insured Deposits · fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 five year CD rates best rates FDIC insured early withdrawal penalty official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
FDIC deposit insurance standard maximum 250000 per depositor per insured bank ownership category OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |