How do insurance companies calculate pre-existing condition look-back periods when someone switches employers while actively undergoing physical therapy
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies calculate pre-existing condition look-back periods when someone switches employers while actively undergoing physical therapy
2 real searches · 1 real-search pass
ACA employer group health plans preexisting condition exclusions prohibited physical therapy new employer plan prior authorization DOL CMSGoogle ↗
OBSERVEDReason
HIPAA group health plan preexisting condition exclusion look back period current law ACA grandfathered short term limited duration insuranceGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
ACA employer group health plans preexisting condition exclusions prohibited physical therapy new employer plan prior authorization DOL CMS Google ↗
HIPAA group health plan preexisting condition exclusion look back period current law ACA grandfathered short term limited duration insurance Google ↗
- Health Insurance Portability and Accountability Act (HIPAA) Portability Of Health Coverage And Nondiscrimination Requirements FAQs · dol.gov
- U.S.C. Title 42 · govinfo.gov
- Can I get coverage if I have a pre-existing condition? · hhs.gov
- usc-cdn.house.gov · usc-cdn.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
ACA employer group health plans preexisting condition exclusions prohibited physical therapy new employer plan prior authorization DOL CMS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HIPAA group health plan preexisting condition exclusion look back period current law ACA grandfathered short term limited duration insurance OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |