What is the difference in how Unum and MetLife calculate earnings thresholds for residual disability insurance payments when a claimant transitions back to work part time?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the difference in how Unum and MetLife calculate earnings thresholds for residual disability insurance payments when a claimant transitions back to work part time?
2 real searches · 1 real-search pass
Unum residual disability income benefit earnings threshold part time return to work loss of earnings policy 20% 80% definitionGoogle ↗
OBSERVEDDefinition
MetLife residual disability income benefits earnings threshold part time return to work loss of earnings 20% 80% definitionGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Unum residual disability income benefit earnings threshold part time return to work loss of earnings policy 20% 80% definition Google ↗
MetLife residual disability income benefits earnings threshold part time return to work loss of earnings 20% 80% definition Google ↗
- ____________________________________________________________________ · health.usf.edu
- GROSSO v. UNUM LIFE INSURANCE COMPANY OF AMERICA (2026) · caselaw.findlaw.com
- How much will MetLife pay if you work while you are disabled? · mybenefits.wageworks.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Unum residual disability income benefit earnings threshold part time return to work loss of earnings policy 20% 80% definition OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
MetLife residual disability income benefits earnings threshold part time return to work loss of earnings 20% 80% definition OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |