Real ChatGPT answer · index seedl3gUavK0xB0completeFinance and banking · credit cardsinformational

How long do hard inquiries stay on your Experian and Equifax credit reports, and do they really hurt your chances of renting an apartment after college?

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How long do hard inquiries stay on your Experian and Equifax credit reports, and do they really hurt your chances of renting an apartment after college?
1 real search · 1 real-search pass
Experian Equifax how long hard inquiries remain on credit report two years FICO impact 12 months apartment rental screening credit inquiries landlordGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Experian Equifax how long hard inquiries remain on credit report two years FICO impact 12 months apartment rental screening credit inquiries landlord Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Experian Equifax how long hard inquiries remain on credit report two years FICO impact 12 months apartment rental screening credit inquiries landlord
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1