Real ChatGPT answer · index seedkyrXyyy8fl0completeFinance and banking · checking and savings accountslocal
What happens to my negative balance if I close a dormant checking account at a regional bank in Metairie
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my negative balance if I close a dormant checking account at a regional bank in Metairie
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Louisiana law bank overdraft negative checking account charge off collections ChexSystems statute limitations debt Google ↗
FDIC dormant bank account negative balance closure overdraft account charge off consumer guidance Google ↗
- Can I close my account whenever I want? · consumerfinance.gov
- Can the bank refuse to close my overdrawn checking account? · helpwithmybank.gov
- Consumer Financial Protection Circular 2023-02: Reopening deposit accounts that consumers previously closed · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Louisiana law bank overdraft negative checking account charge off collections ChexSystems statute limitations debt OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FDIC dormant bank account negative balance closure overdraft account charge off consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |