Real ChatGPT answer · index seedkyVlWHU4i1AcompleteInsurance · disability insurancecomparison

My HR department is forcing me to decide on a retirement contribution protection rider today, so is New York Life better than Mutual of Omaha at protecting my 401k?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My HR department is forcing me to decide on a retirement contribution protection rider today, so is New York Life better than Mutual of Omaha at protecting my 401k?
3 real searches · 1 real-search pass
New York Life Mutual of Omaha retirement contribution protection rider employer 401k 2026 policy detailsGoogle ↗
OBSERVEDReason
New York Life retirement contribution protection rider 401k disability rider termsGoogle ↗
OBSERVEDComparison
Mutual of Omaha retirement contribution protection rider 401k disability rider termsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison67%ConsequenceReason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
New York Life Mutual of Omaha retirement contribution protection rider employer 401k 2026 policy details Google ↗
New York Life retirement contribution protection rider 401k disability rider terms Google ↗
Mutual of Omaha retirement contribution protection rider 401k disability rider terms Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York Life Mutual of Omaha retirement contribution protection rider employer 401k 2026 policy details
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
New York Life retirement contribution protection rider 401k disability rider terms
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Mutual of Omaha retirement contribution protection rider 401k disability rider terms
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1