Real ChatGPT answer · index seedky1650wxYWccompleteFinance and banking · credit cardsinformational

How much does my credit score usually drop when a bank does a hard pull for a credit card application, and how quickly does it typically bounce back?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How much does my credit score usually drop when a bank does a hard pull for a credit card application, and how quickly does it typically bounce back?
2 real searches · 1 real-search pass
FICO hard inquiry how many points impact 12 months credit report 2 years officialGoogle ↗
OBSERVED
Experian hard inquiry impact credit score how long recover officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO hard inquiry how many points impact 12 months credit report 2 years official Google ↗
Experian hard inquiry impact credit score how long recover official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO hard inquiry how many points impact 12 months credit report 2 years official
OBSERVED
Google ↗
AI Mode ↗
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of 1
Experian hard inquiry impact credit score how long recover official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1