Real ChatGPT answer · index seedkwyiVCQiirEcompleteCareers and HR · layoffs and severancecommercial

I just got laid off and I have no idea what to do with my company 401k, should I roll it over into an IRA and how do I even start that process

ChatGPTgpt-62 queries11/1/2026

Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY

I just got laid off and I have no idea what to do with my company 401k, should I roll it over into an IRA and how do I even start that process

2 real searches · 1 real-search pass

IRS rollover chart 401k to IRA direct rollover tax withholding 2026Google ↗

OBSERVEDConsequence

Department of Labor what happens to 401k when leaving job options fees small balance distributionGoogle ↗

OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6

IRS rollover chart 401k to IRA direct rollover tax withholding 2026 Google ↗

Department of Labor what happens to 401k when leaving job options fees small balance distribution Google ↗

Rollovers of retirement plan and IRA distributions · irs.gov
401k Resource Guide Plan Participants General Distribution Rules · irs.gov
401(k) options when leaving a job · irs.gov

Queries

2 queries · click a column to sort

Query / type	Search	Intent	Query class	Routing format	Cluster	Freq ↓	Weight
IRS rollover chart 401k to IRA direct rollover tax withholding 2026 OBSERVED	Google ↗ AI Mode ↗	—	Consequence	—	—	1x of 1
Department of Labor what happens to 401k when leaving job options fees small balance distribution OBSERVED	Google ↗ AI Mode ↗	—	Consequence	—	—	1x of 1