My wife wants to close an old credit card we never use anymore, but will that negatively impact our household credit utilization ratio and hurt us when we try to buy a new car?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My wife wants to close an old credit card we never use anymore, but will that negatively impact our household credit utilization ratio and hurt us when we try to buy a new car?
1 real search · 1 real-search pass
FICO closing credit card impact credit utilization closed account remains 10 years officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing credit card impact credit utilization closed account remains 10 years official Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com