Real ChatGPT answer · index seedkpK4sq8CVQMcompleteFinance and banking · credit scores and repairinformational
Why did my spouse credit score go down after we closed our oldest credit card account to lower our monthly household debt burden?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my spouse credit score go down after we closed our oldest credit card account to lower our monthly household debt burden?
1 real search · 1 real-search pass
FICO official closing credit card account effect credit utilization length of credit history closed accounts remain 10 yearsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO official closing credit card account effect credit utilization length of credit history closed accounts remain 10 years Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- How credit limit decreases can affect your score · myfico.com