I need a breakdown of how loanDepot calculates debt to income ratios for commission based workers who just finished their university degree last year.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need a breakdown of how loanDepot calculates debt to income ratios for commission based workers who just finished their university degree last year.
3 real searches · 1 real-search pass
loanDepot commission income mortgage underwriting two year history recent graduate education employment income guidelinesGoogle ↗
OBSERVEDReason
loanDepot debt to income ratio mortgage qualifying income commission income documentationGoogle ↗
OBSERVEDDefinition
Fannie Mae commission income less than two years education recent graduate employment history commissionGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
loanDepot commission income mortgage underwriting two year history recent graduate education employment income guidelines Google ↗
loanDepot debt to income ratio mortgage qualifying income commission income documentation Google ↗
Fannie Mae commission income less than two years education recent graduate employment history commission Google ↗
- How Employment History Affects Your Mortgage Approval · loandepot.com
- Bonus, Commission, Overtime, and Tip Income · selling-guide.fanniemae.com
- Standards for Employment-Related Income · guide-selling.fanniemae.com
- Monthly Debt Obligations · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
loanDepot commission income mortgage underwriting two year history recent graduate education employment income guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
loanDepot debt to income ratio mortgage qualifying income commission income documentation OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Fannie Mae commission income less than two years education recent graduate employment history commission OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |