Can you compare the current refinancing rates from Earnest, SoFi, and Credible for someone with mixed business and personal credit histories?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the current refinancing rates from Earnest, SoFi, and Credible for someone with mixed business and personal credit histories?
3 real searches · 1 real-search pass
Earnest student loan refinancing rates October 2026 fixed variable APR eligibility underwriting self employed business incomeGoogle ↗
OBSERVEDOther / navigational
SoFi student loan refinancing rates October 2026 APR eligibility self employed business income creditGoogle ↗
OBSERVEDComparison
Credible student loan refinancing rates October 2026 marketplace lender rates credit eligibilityGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Earnest student loan refinancing rates October 2026 fixed variable APR eligibility underwriting self employed business income Google ↗
SoFi student loan refinancing rates October 2026 APR eligibility self employed business income credit Google ↗
Credible student loan refinancing rates October 2026 marketplace lender rates credit eligibility Google ↗
- credible.com · credible.com
- Compare student loan refinancing companies of November 2026 · nerdwallet.com
- Best Student Loan Refinance Rates in October 2026 · credible.com
- Earnest Student Loan Refinancing Review 2026 · credible.com
- Does Earnest consider household incomes when reviewing applications? · help.earnest.com
- Earnest Refinancing and Private Student Loans: 2026 Review · nerdwallet.com
- Check Earnest refinancing options · earnest.com
- Eligibility Criteria · sofi.com
- Check SoFi refinancing options · sofi.com
- Compare Credible refinancing offers · credible.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing rates October 2026 fixed variable APR eligibility underwriting self employed business income OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
SoFi student loan refinancing rates October 2026 APR eligibility self employed business income credit OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Credible student loan refinancing rates October 2026 marketplace lender rates credit eligibility OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |