Real ChatGPT answer · index seedkdmlZc2R3EwcompleteFinance and banking · budgeting and savingcomparison

Is a Capital One 360 Performance Savings account superior to Treasury Direct for holding a three month emergency fund dedicated to private school tuition?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a Capital One 360 Performance Savings account superior to Treasury Direct for holding a three month emergency fund dedicated to private school tuition?
3 real searches · 1 real-search pass
Capital One 360 Performance Savings current APY October 2026 official rateGoogle ↗
OBSERVEDOther / navigational
TreasuryDirect Treasury bills sell before maturity transfer to broker 45 days official FAQGoogle ↗
OBSERVEDOther / navigational
FDIC deposit insurance savings account coverage 250000 officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%ComparisonConsequenceReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Capital One 360 Performance Savings current APY October 2026 official rate Google ↗
TreasuryDirect Treasury bills sell before maturity transfer to broker 45 days official FAQ Google ↗
FDIC deposit insurance savings account coverage 250000 official Google ↗
  1. Selling a Treasury Marketable Security · treasurydirect.gov
  2. Selling Treasury Bills · treasurydirect.gov
  3. Treasury Bills · savingsbond.gov
  4. FDIC Coverage · capitalone.com
  5. Deposit Insurance · fdic.gov

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings current APY October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
TreasuryDirect Treasury bills sell before maturity transfer to broker 45 days official FAQ
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
FDIC deposit insurance savings account coverage 250000 official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1