Real ChatGPT answer · index seedkd89fGy8SL8completeFinance and banking · retirement accountshowto

Can you help me troubleshoot why my Roth IRA contribution was flagged as excess by my brokerage even though I stayed well under the annual earned income limit?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Can you help me troubleshoot why my Roth IRA contribution was flagged as excess by my brokerage even though I stayed well under the annual earned income limit?
2 real searches · 1 real-search pass
IRS 2026 Roth IRA contribution limit MAGI phase out excess contributions rules officialGoogle ↗
OBSERVED
IRS Publication 590-A excess contributions Roth IRA compensation annual limit MAGI officialGoogle ↗
OBSERVED

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Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 2026 Roth IRA contribution limit MAGI phase out excess contributions rules official Google ↗
IRS Publication 590-A excess contributions Roth IRA compensation annual limit MAGI official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 Roth IRA contribution limit MAGI phase out excess contributions rules official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS Publication 590-A excess contributions Roth IRA compensation annual limit MAGI official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1