Walk me through the exact process of cross-shopping pre-approved auto loan rates from credit unions against captive tier-one promotional financing to use as leverage in the showroom today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Walk me through the exact process of cross-shopping pre-approved auto loan rates from credit unions against captive tier-one promotional financing to use as leverage in the showroom today.
2 real searches · 1 real-search pass
2026 manufacturer captive auto financing promotional APR incentives compare rebates dealer financing consumer guidance United StatesGoogle ↗
OBSERVEDComparison
credit union auto loan preapproval dealer financing rate shopping multiple credit inquiries FICO auto loan consumer adviceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 manufacturer captive auto financing promotional APR incentives compare rebates dealer financing consumer guidance United States Google ↗
credit union auto loan preapproval dealer financing rate shopping multiple credit inquiries FICO auto loan consumer advice Google ↗
- Financing or Leasing a Car · consumer.ftc.gov
- Where can I get information on auto loan rates? · consumerfinance.gov
- Am I required to get my auto loan through a dealership? · consumerfinance.gov
- Can I negotiate a car loan interest rate with the dealer? · consumerfinance.gov
- What is a buy rate for an auto loan? · consumerfinance.gov
- How will shopping for an auto loan affect my credit? · consumerfinance.gov
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- What are the different ways to buy or finance a car or vehicle? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 manufacturer captive auto financing promotional APR incentives compare rebates dealer financing consumer guidance United States OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
credit union auto loan preapproval dealer financing rate shopping multiple credit inquiries FICO auto loan consumer advice OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |