Evaluate the credit score impact of closing an old rewards credit card versus keeping it open with a zero annual fee when optimizing utilization ratio.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Evaluate the credit score impact of closing an old rewards credit card versus keeping it open with a zero annual fee when optimizing utilization ratio.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing credit card impact utilization closed account age credit history official Google ↗
Experian closing credit card account utilization ratio closed account remains 10 years Google ↗
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- What Does "Closed Account" Mean on Your Credit Report? · experian.com
- How to Decide Whether It's Time to Close a Credit Card · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing credit card impact utilization closed account age credit history official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian closing credit card account utilization ratio closed account remains 10 years OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |