Real ChatGPT answer · index seedkYwOfH4MuXgcompleteFinance and banking · checking and savings accountscomparison
Compare the PNC Virtual Wallet Spend and Reserve accounts against Capital One 360 checking because I need to stop bleeding money on overdrafts.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the PNC Virtual Wallet Spend and Reserve accounts against Capital One 360 checking because I need to stop bleeding money on overdrafts.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
PNC Virtual Wallet Spend Reserve overdraft protection fees 2026 official Google ↗
Capital One 360 Checking overdraft options fees official 2026 Google ↗
- VW Fee Sch 0825 · pnc.com
- Capital One 360 Checking Overdraft Options · capitalone.com
- Overdraft Services: Overdraft Protection & Coverage from PNC Bank · pnc.com
- 360 Checking Account Disclosures · capitalone.com
- Low Cash Mode: Helps Avoid Overdraft Fees & Control Your Balance · pnc.com
- Open a PNC Checking Account Online · pnc.com
- Overdraft Services: Overdraft Protection & Coverage from PNC Bank · pnc.com
Queries
2 queries · click a column to sort