How do employer paid group disability plans affect my ability to buy supplemental individual coverage without breaking my monthly household budget?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do employer paid group disability plans affect my ability to buy supplemental individual coverage without breaking my monthly household budget?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS disability benefits employer-paid premiums taxable benefits employee after-tax premiums publication 525 Google ↗
NAIC disability income insurance consumer guide group disability individual coverage offsets portability own occupation Google ↗
- Simplifying the Complications of Disability Insurance · content.naic.org
- If a Disability Were to Keep You From Earning a Living, How Would You Pay Your Bills? · content.naic.org
- Individuals Versus Group · maine.gov
- A CONSUMER’S GUIDE TO · ncdoi.gov
- A Workers' Most Valuable Asset · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS disability benefits employer-paid premiums taxable benefits employee after-tax premiums publication 525 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC disability income insurance consumer guide group disability individual coverage offsets portability own occupation OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |